Department: Vocational Higher Secondary Education (VHSE)

Post: Laboratory Technical Assistant – General Insurance

Paper Code: 23/2015

Date of Test: 04.02.2015

Exam Authority: Kerala Public Service Commission (KPSC)

Exam Pattern

• Mode of Exam: Offline (OMR-based)

• Type of Questions: Multiple Choice Questions (MCQs)

• Total Marks: 100

• Duration: 1 hour 15 minutes

• Medium: English

Major Topics Covered in the Exam

The question paper focuses on both vocational subjects related to insurance and general subjects required for public service exams. The key areas included:

1. General Insurance and Financial Services

• Principles of insurance (life, health, general)

• Insurance terminology and regulatory frameworks

• Types of insurance policies (motor, fire, marine, liability, etc.)

• Claims procedure and documentation

• Role of IRDA (Insurance Regulatory and Development Authority of India)

• Reinsurance and underwriting basics

• Customer service in insurance

• Current trends in insurance and digital policies

2. Commerce and Office Management

• Basic accounting principles

• Financial statements and bookkeeping

• Business correspondence

• Office equipment and their handling

• Record maintenance and filing systems

3. General Knowledge & Current Affairs

• Kerala-specific policies and developments

• National & international current events

• General science and environment

• Indian polity and governance

4. General English

• Grammar and vocabulary

• Synonyms & antonyms

• Sentence structure

• Comprehension passages

5. Numerical Ability & Reasoning

• Simple and compound interest

• Percentages, ratios, and proportions

• Time and work

• Logical puzzles and data interpretation

Click the below link to download PDF format of Kerala PSC Previous Question Paper of Laboratory Technical Assistant (General Insurance) – VHSE